Why Is My Money Tree Plant Dying

  • Overwatering, underwatering, low humidity, very hot or cold temperatures, or too much sun are frequently the causes of dying money trees. When a money tree is overwatered, the leaves rot and turn yellow, whereas when the soil is dry and the humidity is low, the leaves wilt and turn brown.
  • Money tree roots rot when there is too much water surrounding them, which causes the leaves to become yellow and droop. The most typical causes of a money tree getting root rot, which results in the leaves turning yellow and appearing to be dying, are overwatering or pots lacking drainage holes in the base.
  • Money trees with brown leaves have too-dry soil or low humidity levels. A minimum of 30% humidity and continually moist soil are preferred conditions for money trees, which are native to the tropics. The money tree’s leaves droop, turn brown, and drop off with a dying appearance if the soil is too dry.
  • If the soil is too dry or too wet, the humidity is too low, the temperature is below 53.6°F, or there is not enough light, money trees lose their leaves. Due to less daylight hours in the fall and winter, money trees may lose their leaves; if the conditions are right, the leaves will grow back in the spring.
  • Recreate the natural climate of a dying money tree with temperatures between 53.6F to 77F, 30 percent humidity, and water the tree as often as necessary to keep the soil constantly moist. The leaves should revive and perk up in the following weeks whenever the conditions are favorable.


The most frequent reason of leaf drop in Money Trees is overwatering, thus this should be your first thought if you notice leaf drop. Overwatering results in damp soil, which puts your plant’s roots under a lot of stress, eventually causing root rot and death.

Your money tree will respond by losing leaves since it is unable to collect water and nutrients from the damaged roots to support the foliage.

It seems strange that water, which is necessary for your Money Tree’s healthy growth, could also harm your plant, but as the saying goes, everything in moderation.

How To Know If Overwatering Is Causing Your Money Tree To Lose Leaves

Watering too frequently may not always result in overwatering. An overwatering issue can result from any source that keeps the soil moist or causes inadequate root aeration. The following are indications that your money tree is losing leaves as a result of overwatering.

What symptoms point to an overwatered money tree?

You’ll observe that your money tree’s symptoms of overwatering and underwatering can occasionally be comparable. How can you tell whether you gave it too much or not enough water?

Here are some guidelines to help you identify the minute variations:

  • Examine the leaf’s texture and color. The leaves on your underwater money tree will be crispy and dried. On the other side, a plant that has received too much water would have feeble, brown or yellow leaves.
  • Any foliation loss?
  • Your money tree is too dry from underwatering if it is shedding older and lower leaves. All of the leaves of an overwatered money tree fall off at once. They might have upper or lower portions, new or old leaves, can be yellow, brown, or green.
  • Look for any brown areas.
  • Dry brown dots signify underwatering, while brown spots surrounded by a yellow halo indicate overwatering.
  • Curling versus wilting
  • Wilting is more frequent in overwatered money trees, however it occurs in both situations. A plant that has been submerged is likely to have twisted, shriveled, and wrinkled leaves.
  • Examine the plant stem’s base.
  • You can be holding an overwatered plant in your hand if it’s mushy, unstable, and turning brown. An underwater money tree typically has a dry and dusty base.

You must examine the soil for the true test. Your money tree’s soil will be plainly dry, compact, and lighter if it has been underwatered. Overwatering is indicated by soil that is darker, drier, or waterlogged and emits a decaying odor (and possibly root rot).

How do you recognize a withering money tree?

You can notice yellowing, droopy leaves or other symptoms that the plant is dying if your money tree maintenance regimen is failing.

Will the leaves on a money tree regrow?

Money trees, which are linked to wealth and fortune, can be lush, long-lasting houseplants, but their leaves are prone to falling off. Many Money Tree owners may question if the lovely, brilliant leaves of their plant will regrow when they notice the scant branches.

Can Money Tree leaves regenerate? While some leaf shedding is normal, excessive leaf loss indicates that the plant’s care regimen is out of balance. Be at ease, though! Your Money Tree’s leaves will probably regrow with proper care, including the right amounts of water, fertilizer, and sunlight.

A Money Tree’s (Pachira Aquatica) healthy foliage is an indication of its health. Tropical plants like money trees benefit from stable moisture balance and strong, indirect light in their natural environment. Pruning and moderate fertilization are additional ways to promote growth. However, exercise caution when engaging in any of these activities to avoid aggravating leaf drop and endangering the health of your plant.

Can a money tree bounce back after being overwatered?

I apologize if you are reading this essay to support your struggling Money Tree. Having ill indoor plants is not enjoyable. Money Trees (Pachira Aquatica) are particularly prone to developing root rot, and plants that have been overwatered for an extended period of time can get a bad infection that is frequently quite challenging to cure. There is however hope. When a precise set of actions are taken, Money Trees can occasionally be prevented from suffering from root rot.

How can root rot be prevented in a money tree? The Money Tree should be taken out of its container, its afflicted roots should be cut back, and it should then be replanted in new soil in a pot. This is your best option. It is possible to save your Money Tree if the rot was identified early enough and if you change the way you water.

For indoor plants, root rot can be a major problem. Unfortunately, because the issue begins below the surface, often we wait until it is already too late to begin treatment. Not every money tree can be rescued from root rot. But if you take the actions listed below, and with any luck, your favorite houseplant might still survive this. Get ready; you’re going to need to give your favorite houseplant a lot of careful love and attention.

How can root rot in a money tree be detected?

Early detection of root rot symptoms is crucial for prompt intervention to keep your money tree alive. These are the most typical symptoms and warning signs:

  • Its firm, bright green leaves begin to droop and turn yellow.
  • The stiff trunk begins to feel supple and springy.
  • The money tree’s once-rapid growth suddenly slows down.
  • You detect an unsavory or musty odor coming from the dirt.

The leaves of money trees should be dark green, smooth, and shiny. Here are some images of leaves with distorted textures and discolorations:

It’s crucial to remember that indications of apparent root rot usually appear later. By the time you notice symptoms, the fungus infection may already be progressed. Additionally, other issues including nutrient deficiencies, a lack of sunlight, or pest infestations may be the cause of yellowing, droopy leaves.

Removing the money tree from the pot and looking at its roots is the only accurate test for money tree root rot. You’ll recognize root rot right away if it exists. We’ll examine these issue spots in more detail once I’ve indicated them with arrows:

Although potting soil might occasionally give them a bit of a brown appearance, healthy roots are typically white to tan in hue. Additionally, they ought to be hard to the touch rather than mushy or soft. Here is a clearer view of a damaged area:

Pay particular attention to the roots’ form as well. A healthy root should have a broad central branch that divides into numerous narrower branches, each of which eventually leads to a fine, hair-like root tip.

The first parts of the plant to rot are the delicate tips, and fungus damage makes the roots appear short and unfinished. This is due to the fact that those delicate tips have withered away or become so weak that they have broken off, as this picture illustrates:

The broken root tips I discovered in the dirt are shown here:

Surprisingly, the trunks appeared and felt fine.

How frequently does a money tree require watering?

What makes a money tree plant happy the best? According to The Sill, water it thoroughly every one to two weeks, letting the soil dry out in between. Naturally, if your plant is receiving more light, you’ll also need to increase its water intake to prevent it from being overly dry.

Do cash trees require sunlight?

The Money Tree (Pachira aquatica), one of the most recognizable indoor plants, with a striking five-leaf design, bright green coloring, and a peculiar braided trunk. The Malabar Chestnut, often known as the Money Tree, is a tree native to Mexico and South America that may reach heights of 60 feet, despite the fact that we utilize it as an indoor potted plant. (Don’t worry, the money tree in your pot won’t grow as tall.)

All year long, we adore these luscious indoor plants, but Chinese New Year is a particularly lucky time to have them! These plants are said to bring luck and wealth in the new year if you keep one in your house or give them as gifts. (They welcome pets as well.) We are here to provide you with all the advice you require to maintain your money tree and keep your good fortune blossoming.

Top 5 Tips for Growing Money Trees

Probably the most important query you have is if your Money Tree will genuinely produce fifty dollar bills. Sorry to disappoint you everybody, but no matter how diligently you water and fertilize your plant, it will only produce beautiful foliage rather than cash. But that’s enough for us!

#1Light it Up in So Many Ways

Fortunately, the Money Tree has simple lighting requirements and is incredibly location-flexible! Bright light is what your plant needs, but avoid direct sunshine. Its leaves appreciate a bright window with a south or east facing view, but they will scorch in the heat of the sun.

Its capacity to flourish under fluorescent lighting also astounds us, making it the ideal tropical plant for the workplace! (Especially given the favorable reputation of The Money Tree)

#2Give it a Permanent Home

The Money Tree is unquestionably not a nomad and adores a secure setting. The plant will probably drop all of its leaves in protest if you move it (once it is established in a spot that meets its demands)! Although they will grow back, for a while the tree will remain naked. Keep the temperature between 16 and 26 °C (65 and 80 °F) and keep any hot or cold drafts at a minimum.

#3Hydrate and Forget About it

Water the Malabar Chestnut thoroughly, letting the water run out of the drainage holes in the bottom of your container because this tree enjoys chugging water. But once the soil has been moistened, you should let it alone! Before you re-water your Money Tree, let it dry out (at least the top two to four inches of soil). If left wet over an extended period of time, its roots will decay.

#4Keep it Well Fed

Feed your Money Tree regularly. The plant quickly exhausts the nutrients in the soil as it grows taller with more leaves. You must provide additional nutrition to maintain the health and happiness of your indoor plants. Every time you water, apply a balanced fertilizer at half strength to the money tree. The simplest fertilizer to use, particularly for smaller pots, is liquid or water soluble fertilizer. You can skip feeding your plant during the cold months.

#5Don’t Let Your Luck Evaporate!

This plant is native to Mexico and South America, where the humidity levels are much higher than those we typically experience in our homes and workplaces. The Money Tree enjoys being misted every day for this reason. Try putting the pot in a tray with pebbles and water if you don’t want to make this a regular occurrence. More humidity will be added to the air as it evaporations.

The Money Tree is a low-maintenance home plant that is sure to become a favorite. Over the next months and years, it will pay you back in green dividends (floral growth, not cash). I’m sending you plenty of luck and good fortune!

For your Money Tree, save and print our simple maintenance guide! Simply right-click the image to the right to save it.


It tolerates medium light levels, like the majority of tropical plants that adapt to indoor culture, but prefers to be next to a window, according to him. “You should put it indoors close to a window with good lighting, but not in direct sunlight all day. Go with indirect light instead of direct sunlight to avoid damaging it. You want your Pachira aquatica to have fresh growth and green leaves as it is an indoor plant. It’s never a good idea to have too much of anything, whether it’s water, light, heat, or any other factor.


Money trees require high humidity, so it’s a good idea to spritz them every day with water that’s room temperature. As long as it has enough light, placing it near a bathroom or kitchen where water is frequently used is a smart idea. He adds that a periodic warm water shower will maintain the foliage clean and help lower the possibility of bugs becoming established.

Amount of water? He advises that the optimum irrigation technique is to stick your finger in the pot all the way up to your first knuckle. If it appears to be dry, wet the entire pot’s surface until water drips onto the saucer beneath the pot. Drain the saucer if it doesn’t absorb the water again after about an hour. Long-term immersion in water can lead to root rot. Additionally, it can suffer from being overwatered.

Use a humidifier to keep your money plant moist, especially during the dry winter months.


Use a water-soluble house plant food at half the recommended strength for fertilizing. From March through October, when watering, apply the liquid fertilizer once a month. Since the days are short and dark throughout the winter, fertilizing during this time may result in poor, spindly growth. Trim as needed to shape and get rid of brown growth. Knowing the fundamentals of indoor plants and their requirements is all that is required for money tree plant care.


a professionally produced soil mixture with a peat moss basis for repotting an indoor money tree plant To improve drainage, add perlite and roughly 25% coarse sand to the potting mix. If sand is not available, clean pea gravel will work just as well. Make sure the bottom of the new pot has drainage holes. When growing outside in a region without frost, Pudwell advises choosing a location with good drainage, soil with a moderate level of fertility, and access to water whenever necessary.

Living Outdoors

He continues, “Of course, people can enjoy their holiday in our summery tropical weather by spending the summer outdoors in partial shade. It is advised to use indirect sunlight with some full sun. Additionally, keep the plant away from areas where strong winds could harm it. The nighttime low must be less than fifty degrees. Additionally, since the pot will dry out more quickly in the heat, they will need more water when they are outside.