How To Care For A Money Tree Plant

Money tree plants prefer a combination of direct and indirect sunlight, according to ProFlowers. The leaves of most indoor plants can become scorched by too direct sunlight. Turn or rotate your money tree frequently for more uniform light dispersal to obtain the optimum balance. Just be careful not to disrupt it too much by moving it about a lot. Another important point? You’re safe to maintain a money tree in your office as long as you give it the care it needs because they can withstand fluorescent lighting.

Where in my home should I put a money tree?

One of the simplest trees to cultivate inside is Pachira aquatica, most commonly known as the money tree plant. This tropical tree is frequently used to provide some green to homes, workplaces, lobbies, dining establishments, and other public areas. A money tree has hand-shaped leaves and is a low-maintenance, pet-friendly plant. It is indigenous to Central America and grows enormous, green pods with tasty, chestnut-like seeds within.

Although money trees can reach heights of up to 60 feet in the wild, they can also be preserved as bonsai trees or small indoor trees that only reach heights of up to eight feet. Although the two species have different fruits and flowers, a closely related species known as the Pachiraglabra, or saba tree, is frequently offered for sale as a money tree. Although it is doubtful that a money tree planted as a houseplant would bloom, you can still appreciate its large, hand-shaped leaves indoors.

You’ll find that multiple plants are frequently marketed growing together in a braid when looking for a money tree. When the young plants’ stems are still green or no broader than a half-inch across, which are thicker at the bottom to help conserve water, this is done.

When placed in the southeast corner of your home or the area connected with money, money trees—a popular indoor plant in feng shui—are believed to bring good financial fortune. According to feng shui, it’s unlucky to put a money tree in your bathroom since its energizing vitality can be sapped. To find out how to raise and take care of your money tree, keep reading.

How much sunlight is required by money tree plants?

When planted outdoors, the money tree can withstand direct sunlight, but when cultivated indoors, plants need bright to medium indirect light for at least six hours each day. Every time you water the plant, make sure to rotate it to ensure straight development.

Ideally, put your potted money tree close to a window that gets plenty of sunshine, but keep an eye on it because too much light will burn the leaves and turn them brown. Conversely, leaves that receive insufficient light turn yellow.

The plant may adapt to artificial light produced by fluorescent or LED grow lights, though it prefers bright, natural light.

How is a money tree maintained in good health?

Since few places in the United States replicate the tree’s natural habitat, money trees need active maintenance. As a houseplant or outdoor plant, give the tree the following to ensure its success:

  • 1. Bright indirect light: Although a money tree requires regular illumination, direct sunshine will burn the foliage. Create an atmosphere in your home for it that is similar to how it normally develops, which is in the partial shade beneath the canopies of other trees. This could entail keeping the money tree indoors or placing it outside in a somewhat shaded area. Although it can still live in low light, the money tree will grow more slowly and produce fewer new growths.
  • 2. High humidity: The money tree requires moisture in a similar way to how it requires filtered light. Keeping the plant in a room with a humidifier will do this for you. Misting the plant is a terrific technique to maintain its environment damp and its leaves clean.
  • 3.Relatively dry roots: Although money trees need moist leaves, their roots shouldn’t be submerged in water. Pick a planter that has drainage holes. Use well-draining potting soil when potting the plant; add perlite and sand for drainage; and insert a pebble tray at the bottom of the pot. By doing this, the plant is shielded from becoming wet and developing root rot. Make adequate drainage a priority because overwatering is more harmful than underwatering.
  • 4. Fertile soil: A potting mix with peat moss and fertilizer can be used to start your money tree. Once a month during the growing season, add liquid fertilizer. Fertilizing should be postponed during the winter.

What drawbacks does money plant have?

Plantations, in accordance with vastu, aid in preserving prosperity in your home. Many people engage in plantations to solve their financial issues.

According to vastu, a few factors should be taken into account when planting the money plant in order to avoid financial losses. Let’s investigate what these elements are.

Most money plants are planted at homes or workplaces. The plants are not only attractive in your home, but they are also simple to grow. This plant doesn’t need a lot of maintenance. It can be stored in any type of bottle or flower container. Plantations, in accordance with vastu, aid in preserving prosperity in your home. Many people engage in plantations to solve their financial issues. The care of a money plant is thought to aid in success and riches. Let’s discuss the factors that should be taken into account when growing a money plant.

1. Avoid planting this way.

The right orientation should always be chosen while planting money plants. Don’t ever plant it towards northeast. It is stated that moving the money plant in this way will result in losses for the investor. In addition to this, the level of negativity in the house has increased. Always maintain your money plants towards south-east. The deity Lord Ganesha, who stands for wellbeing and prosperity, is one who moves in this path (Mangal). Planting in this direction will bring benefits.

2. Avoid letting the money plant touch the ground.

Money plant expands quickly. Make sure the plant’s vines don’t touch the ground as a result. Its vines must be supported by a rope so that it can climb up. Growing vines are a symbol of expansion and prosperity in vastu. Money plants should not touch the ground because they are thought to be a manifestation of the goddess Lakshmi.

3. Keep the money plant moist.

A dried money plant is a representation of bad luck in vastu. Your home’s financial situation is impacted. To prevent this, keep regularly watering the money plant. Cut and get rid of the leaves if they start to dry up.

4. Avoid leaving the cash plant outside the house.

The money plant should always be kept inside the house. This plant should be grown inside because it doesn’t require much sunshine. The money plant should not be planted outside the house, according to vastu. It doesn’t grow and is quickly dried by the weather outside. The plant’s stunted development is unlucky. It turns becomes a justification for a lack of money.

5. Avoid giving strangers money plants.

Money plants should never be handed to others, according to vastu. It is purported that it enrages Venus. Venus is a representation of wealth and health. The benefits are removed when this is done.

How can one tell if a money tree is in good health?

After turning yellow, leaves begin to brown as they start to dry up and eventually fall off the plant. Check the soil’s moisture if you find that your plant’s leaves are starting to look brown, usually initially on the ends. If you can feel dryness in the top inch, you should water your money tree.

The leaves on your money tree will completely turn brown if you don’t water it for a long enough period of time, and they might even start to fall off the plant. As it is a significant stressor for the plant, try to avoid doing this. The color of the money tree’s leaves should be a lush, brilliant green. Any more hues are a bad omen.

Brown or yellow leaves may indicate further issues. Check out this post to determine the health of your Money Tree if you don’t think you have a watering problem.

How old are money trees?

Money trees, also known as “Pachira Aquatica,” have long been seen as a representation of riches and achievement. Additionally, they are beautiful additions to the interior design of your home and excellent conversation starters. But if this is your first time buying a money tree, you might be wondering how long they survive. We will provide you with an answer to this question and touch briefly on some of the needs for plant maintenance in this piece.

Domestic money trees can endure anywhere between 10 and 15 years if maintained properly. It’s interesting to note that money trees in the wild (in South and Central America) have a lifespan of at least 30 years.

Why are the leaves on my money tree falling?

Money trees (Pachira aquatica) are ideal indoor plants because they require little maintenance. They look wonderful virtually anyplace thanks to its upright growth and huge, oblong, fan-like leaves. You are not alone if your money tree is losing leaves; this is one of the biggest problems with caring for them. Fortunately, it can be easily avoided and remedied.

The most typical causes of a Money Tree losing leaves are overwatering or underwatering, although many other stressors can also result in leaf loss. Leaf drop can also be brought on by drafts, temperature stress, pests, acclimatization, illness, repotting, or planting in the wrong pot or soil.

In most cases, it is rather easy to stop a money tree from shedding leaves, but it is essential to identify the issue in order to be able to resolve it. Each reason for leaf loss will be covered in this post, along with advice on how to restore your plant.

When should a money tree be replanted?

The money tree plant can be grown outdoors, but because it prefers tropical climes, its range of habitat is constrained. The USDA hardiness zones 10–12, which include portions of Florida, southern Texas, southern California, and Hawaii, are the only places where P. aquatica should be grown outdoors. Given that it is sensitive to the cold, it is typically grown as a low-maintenance indoor plant. Here are comprehensive guidelines for caring for your money plant that can keep it happy and healthy.


It makes sense that money trees prefer to be kept moist since their native habitat is one that is characterized by the presence of water. Maintaining adequate watering for your plant should be your top priority! The ideal method is to thoroughly soak the soil with water. Wait until the substrate is completely dry and the soil is exposed before watering it again. Pay special attention during the first few weeks of caring for your money tree because this time frame will depend on the climate in your region. You can create a watering schedule once you become familiar with the pattern.

The native climates of money trees are also humid. Consistent mistings will be advantageous to money plants. The solution is a spray bottle with a nozzle that can be adjusted. However, if you have a few tropical plants, you should think about buying a humidifier or researching a pebble tray to keep them healthy. Once more, this is influenced by the local climate.

Light & Climate

Money trees should be cultivated inside in much of the United States because they are only winter hardy in USDA zones 10–12. Although they can handle shade and even direct sunlight, bright, indirect light is preferable for them. Find them a comfortable, bright space, especially one with a south-facing window!

Try to avoid moving the pot too frequently once you’ve located a space for them in your house. Money trees are reputed to be sensitive to significant alterations and disturbances. To encourage even growth and leafing, it is a good idea to sometimes rotate the pot.


Despite their preference for damp soil, money trees require soil that drains properly. Pour some rocks or gravel into the bottom of the container before you plant your tree to aid in drainage. Use a loose, permeable potting soil blend after that. For optimal results, incorporate perlite, peat moss, or sand into the potting mixture.


Using fertilizer when the plant is growing will help it get the nutrition it needs to thrive. Because the plant can quickly and effectively take liquid fertilizer, it is a fantastic option. While this additional plant food can benefit your plant, if you fertilize it too much, it could grow excessively lanky. From May through September, fertilizing every two weeks is the recommended method.

Tending To a Growing Plant: Repotting, Pruning, & Cutting

You can give your money plant a little more attention as it matures over the seasons to make sure it survives for many years. Pruning and repotting are two techniques for regulating and promoting growth. Plus, you can use part of the plant’s cuttings to create fresh individuals!


Every three years, money trees typically require repotting. Pick containers with good drainage holes when replanting, and keep the bottom lined with rocks or gravel. Although you can cut back on some root growth, be careful not to remove more than 25% of the roots. Early spring is the ideal time for repotting.

Pruning Needs

Pruning is an excellent approach to foster new development and give your money tree a certain shape. Branches and leaves that are wilting or turning brown can be pruned back, and new leaves and branches will develop in their place very rapidly. The shape of your tree is something you can control with careful preparation. Money trees are trained by several bonsai masters utilizing wires and meticulous trimming techniques. Although you can undertake some modest trimming all year long, late winter is the ideal time for a pruning session.

How To Take Cuttings

Do you wish to continue the customs of money tree folklore? You will soon find yourself in a money tree forest if you use cuttings to multiply more plants. Although seeds can be collected and planted, cuttings are the most typical method of breeding money trees. In the late spring or early summer, trim a branch. After that, submerge the branch in a glass of water to start the rooting process. Plant it gently in soil when it has developed a few roots. You can skip the water glass phase, but doing so frequently results in a longer process.

Care Challenges and Common Problems

Money trees are typically a hardy indoor plant or bonsai. Rarely are diseases and pests problems. Here is a list of likely problems and solutions, though, in case something does turn up.

  • Yellow leaves: If the leaves begin to yellow, this is frequently a result of inadequate nourishment or low humidity. Examine your surroundings. Does your money tree receive regular mistings, and have you given it fertilizer during the growing season? To observe if the leaves regain their color, try increasing the humidity or fertilizing the soil.
  • Leaf spots are a particular form of coloring. A potassium deficit is typically indicated by brown or yellow leaf patches. Potassium aids in the plant’s ability to transport water and initiate photosynthesis. If this happens, double verify your fertilizing procedure to make sure this crucial nutrient is part of the nutrition package.
  • When you repot your money tree, you may notice the roots are dark and squishy. This is a sign of root rot. Repot the plant if it has become waterlogged or overwatered, and be sure to include rocks or gravel at the bottom.
  • Mold on the earth: Moldy soil is another sign of excess wetness. Reduce watering and misting or try repotting on a substrate that drains properly.


  • Aphids: Aphids can be red, green, yellow, or brown and come in a variety of colors. They are typically fairly simple to identify, regardless of hue. Spray some dish soap and warm water onto the leaves, then wipe them down and give them a last rinse.
  • Mealybugs: A second, more frequent pest of the money tree, mealybugs are easily identified by the layers of white, fuzzy wax they secrete. Again, washing the leaves in a little soapy water and wiping them off is the easiest approach to get rid of them.
  • Spider mites: Spider mites are quite small, and you probably won’t even notice the harm they do until the leaves start to wilt, curl, and fall off. If your plant has spider mites, the first thing to do is thoroughly rinse it in the shower or with a hose. You should shift your money plant at this moment! After that, to get rid of the mites, apply neem oil or an insecticidal soap. It frequently requires multiple applications.
  • Scale: Because they conceal themselves as plant growths, scale insects can be hard to spot. Use a mixture of water and insecticidal soap to fight scale if your money tree does become infested. Spray on daily for a few days until the issue is resolved.