How To Care For A Money Tree House Plant

Since few places in the United States replicate the tree’s natural habitat, money trees need active maintenance. As a houseplant or outdoor plant, give the tree the following to ensure its success:

  • 1. Bright indirect light: Although a money tree requires regular illumination, direct sunshine will burn the foliage. Create an atmosphere in your home for it that is similar to how it normally develops, which is in the partial shade beneath the canopies of other trees. This could entail keeping the money tree indoors or placing it outside in a somewhat shaded area. Although it can still live in low light, the money tree will grow more slowly and produce fewer new growths.
  • 2. High humidity: The money tree requires moisture in a similar way to how it requires filtered light. Keeping the plant in a room with a humidifier will do this for you. Misting the plant is a terrific technique to maintain its environment damp and its leaves clean.
  • 3.Relatively dry roots: Although money trees need moist leaves, their roots shouldn’t be submerged in water. Pick a planter that has drainage holes. Use well-draining potting soil when potting the plant; add perlite and sand for drainage; and insert a pebble tray at the bottom of the pot. By doing this, the plant is shielded from becoming wet and developing root rot. Make adequate drainage a priority because overwatering is more harmful than underwatering.
  • 4. Fertile soil: A potting mix with peat moss and fertilizer can be used to start your money tree. Once a month during the growing season, add liquid fertilizer. Fertilizing should be postponed during the winter.

How often should a money tree be watered?

What makes a money tree plant happy the best? According to The Sill, water it thoroughly every one to two weeks, letting the soil dry out in between.

How is a money tree cared for indoors?

The money tree can be found in hardiness zones 10 and 11 in its natural habitat. As a tropical indoor plant, the money tree prefers warm temperatures and high humidity levels. Maintain temperatures between 65 and 90 degrees for best results. Place the indoor plants away from drafts, such as by outside doors or HVAC vents.

The majority of indoor environments are far drier than the money tree’s native habitat. It’s a good idea to raise the humidity surrounding the plant because plants prefer an environment with roughly 50% humidity. You can do this by sitting the plant on a pebble tray with water, installing a humidifier nearby, or spraying the leaves frequently.

Where in my home should I put a money tree?

One of the simplest trees to cultivate inside is Pachira aquatica, most commonly known as the money tree plant. This tropical tree is frequently used to provide some green to homes, workplaces, lobbies, dining establishments, and other public areas. A money tree has hand-shaped leaves and is a low-maintenance, pet-friendly plant. It is indigenous to Central America and grows enormous, green pods with tasty, chestnut-like seeds within.

Although money trees can reach heights of up to 60 feet in the wild, they can also be preserved as bonsai trees or small indoor trees that only reach heights of up to eight feet. Although the two species have different fruits and flowers, a closely related species known as the Pachiraglabra, or saba tree, is frequently offered for sale as a money tree. Although it is doubtful that a money tree planted as a houseplant would bloom, you can still appreciate its large, hand-shaped leaves indoors.

You’ll find that multiple plants are frequently marketed growing together in a braid when looking for a money tree. When the young plants’ stems are still green or no broader than a half-inch across, which are thicker at the bottom to help conserve water, this is done.

When placed in the southeast corner of your home or the area connected with money, money trees—a popular indoor plant in feng shui—are believed to bring good financial fortune. According to feng shui, it’s unlucky to put a money tree in your bathroom since its energizing vitality can be sapped. To find out how to raise and take care of your money tree, keep reading.

Does the money tree require sunlight?

The Money Tree (Pachira aquatica), one of the most recognizable indoor plants, with a striking five-leaf design, bright green coloring, and a peculiar braided trunk. The Malabar Chestnut, often known as the Money Tree, is a tree native to Mexico and South America that may reach heights of 60 feet, despite the fact that we utilize it as an indoor potted plant. (Don’t worry, the money tree in your pot won’t grow as tall.)

All year long, we adore these luscious indoor plants, but Chinese New Year is a particularly lucky time to have them! These plants are said to bring luck and wealth in the new year if you keep one in your house or give them as gifts. (They welcome pets as well.) We are here to provide you with all the advice you require to maintain your money tree and keep your good fortune blossoming.

Top 5 Tips for Growing Money Trees

Probably the most important query you have is if your Money Tree will genuinely produce fifty dollar bills. Sorry to disappoint you everybody, but no matter how diligently you water and fertilize your plant, it will only produce beautiful foliage rather than cash. But that’s enough for us!

#1Light it Up in So Many Ways

Fortunately, the Money Tree has simple lighting requirements and is incredibly location-flexible! Bright light is what your plant needs, but avoid direct sunshine. Its leaves appreciate a bright window with a south or east facing view, but they will scorch in the heat of the sun.

Its capacity to flourish under fluorescent lighting also astounds us, making it the ideal tropical plant for the workplace! (Especially given the favorable reputation of The Money Tree)

#2Give it a Permanent Home

The Money Tree is unquestionably not a nomad and adores a secure setting. The plant will probably drop all of its leaves in protest if you move it (once it is established in a spot that meets its demands)! Although they will grow back, for a while the tree will remain naked. Keep the temperature between 16 and 26 °C (65 and 80 °F) and keep any hot or cold drafts at a minimum.

#3Hydrate and Forget About it

Water the Malabar Chestnut thoroughly, letting the water run out of the drainage holes in the bottom of your container because this tree enjoys chugging water. But once the soil has been moistened, you should let it alone! Before you re-water your Money Tree, let it dry out (at least the top two to four inches of soil). If left wet over an extended period of time, its roots will decay.

#4Keep it Well Fed

Feed your Money Tree regularly. The plant quickly exhausts the nutrients in the soil as it grows taller with more leaves. You must provide additional nutrition to maintain the health and happiness of your indoor plants. Every time you water, apply a balanced fertilizer at half strength to the money tree. The simplest fertilizer to use, particularly for smaller pots, is liquid or water soluble fertilizer. You can skip feeding your plant during the cold months.

#5Don’t Let Your Luck Evaporate!

This plant is native to Mexico and South America, where the humidity levels are much higher than those we typically experience in our homes and workplaces. The Money Tree enjoys being misted every day for this reason. Try putting the pot in a tray with pebbles and water if you don’t want to make this a regular occurrence. More humidity will be added to the air as it evaporations.

The Money Tree is a low-maintenance home plant that is sure to become a favorite. Over the next months and years, it will pay you back in green dividends (floral growth, not cash). I’m sending you plenty of luck and good fortune!

For your Money Tree, save and print our simple maintenance guide! Simply right-click the image to the right to save it.

How can a healthy money tree be identified?

After turning yellow, leaves begin to brown as they start to dry up and eventually fall off the plant. Check the soil’s moisture if you find that your plant’s leaves are starting to look brown, usually initially on the ends. If you can feel dryness in the top inch, you should water your money tree.

The leaves on your money tree will completely turn brown if you don’t water it for a long enough period of time, and they might even start to fall off the plant. As it is a significant stressor for the plant, try to avoid doing this. The color of the money tree’s leaves should be a lush, brilliant green. Any more hues are a bad omen.

Brown or yellow leaves may indicate further issues. Check out this post to determine the health of your Money Tree if you don’t think you have a watering problem.

Money Tree Pale and Limp

Paling of the leaves is one of the first signs that your money tree needs more water. Chlorosis, a condition in which the leaves lose their green colour, is to blame for this.

Branches of your money tree will also sprout leaves. If the roots have fungal rot and are unable to efficiently absorb water and moisture, this will be followed by wilting.

Yellowing of Leaves

The bottom leaves of your overwatered money tree will typically turn yellow. If you keep watering your plants excessively, the leaves will eventually droop and turn yellow.

If that occurs, root rot could put your prized money tree in more danger than you realize.

You might be curious as to why excessive watering causes leaves to yellow. The plant will initially benefit from an abundance of water. The roots will eventually become suffocated and die as a result of waterlogging.

As a result, your money tree won’t be able to take in enough moisture and nutrients. This causes paling or yellowing, which is referred to as discoloration (or chlorosis).

Brown Spots on Leaves

Overwatering will probably result in brown stains on the foliage of your money tree. Typically, this begins as little patches that gradually expand into larger blotches. You may have noticed that they are covered in water and have a yellow ring surrounding them.

Browning is a warning symptom of root disease, just like yellow leaves. Don’t count on those brown spots to turn green once more. Therefore, remove any browned leaves with a pair of sharp pruning shears or scissors.

You must keep in mind that your money tree’s leaves could develop such brown stains as a result of some bacterial and fungal leaf spot infections.

Money Tree Leaves Drooping

In reality, drooping money tree leaves could indicate that the tree is being submerged. In that scenario, all you need to do is give it plenty of water. You’re dealing with a completely different kettle of fish when overwatering is the cause.

That indicates that the earth beneath your money tree has been wet or spongy. Your plant detests “wet feet,” which will lead to the destruction of the roots. Lack of hydration, nutrition, and turgor pressure will cause drooping.

Leaf drooping nearly always occurs in conjunction with withering, yellowing, and browning in an overwatered money tree.

Mold Growing on Soil

Most potting mixes contain mold spores since they can’t be totally removed from the environment. Frequently, they are inert and innocuous.

However, these conditions are ideal for the spores to bloom when the soil is persistently damp and squishy for an extended period of time. As a result, fuzzy white mold growths on the soil’s surface are an obvious symptom of overwatering.

Algae, mildew, and other fungal growths can also thrive in these damp environments. They will all manifest as a slimy layer on the topsoil.

Shriveled and Mushy Appearance

Your overwatered money tree may start to shrink. This is so that edema, extensive tissue damage, and leaf rupture are prevented by not using enough water.

As a result, when touched, the leaves and stem will feel mushy and soft. This is frequently accompanied by weak, yellowed, and wilted-looking limb leaves.

Leaves Falling Off

Both underwatering and overwatering might cause the leaves on your money tree to droop and fall off.

Overwatering is to blame when leaves, both fresh and old, start to fall off randomly. Money trees submerged in water only lose their lowest, older leaves.

Root Rot

In reality, the vast majority of the overwatering symptoms stated above are caused by root rot. It’s necessary to inspect your plant for root rot if you notice brown spots, wilting, yellowing, or limb leaves.

Take your money tree out of the pot slowly. You’ll be assaulted by the soil’s distinctive rotting smell right away. The rotted roots will be squishy, mushy, and black to the touch if root rot is present.


It tolerates medium light levels, like the majority of tropical plants that adapt to indoor culture, but prefers to be next to a window, according to him. “You should put it indoors close to a window with good lighting, but not in direct sunlight all day. Go with indirect light instead of direct sunlight to avoid damaging it. You want your Pachira aquatica to have fresh growth and green leaves as it is an indoor plant. It’s never a good idea to have too much of anything, whether it’s water, light, heat, or any other factor.


Money trees require high humidity, so it’s a good idea to spritz them every day with water that’s room temperature. As long as it has enough light, placing it near a bathroom or kitchen where water is frequently used is a smart idea. He adds that a periodic warm water shower will maintain the foliage clean and help lower the possibility of bugs becoming established.

Amount of water? He advises that the optimum irrigation technique is to stick your finger in the pot all the way up to your first knuckle. If it appears to be dry, wet the entire pot’s surface until water drips onto the saucer beneath the pot. Drain the saucer if it doesn’t absorb the water again after about an hour. Long-term immersion in water can lead to root rot. Additionally, it can suffer from being overwatered.

Use a humidifier to keep your money plant moist, especially during the dry winter months.


Use a water-soluble house plant food at half the recommended strength for fertilizing. From March through October, when watering, apply the liquid fertilizer once a month. Since the days are short and dark throughout the winter, fertilizing during this time may result in poor, spindly growth. Trim as needed to shape and get rid of brown growth. Knowing the fundamentals of indoor plants and their requirements is all that is required for money tree plant care.


a professionally produced soil mixture with a peat moss basis for repotting an indoor money tree plant To improve drainage, add perlite and roughly 25% coarse sand to the potting mix. If sand is not available, clean pea gravel will work just as well. Make sure the bottom of the new pot has drainage holes. When growing outside in a region without frost, Pudwell advises choosing a location with good drainage, soil with a moderate level of fertility, and access to water whenever necessary.

Living Outdoors

He continues, “Of course, people can enjoy their holiday in our summery tropical weather by spending the summer outdoors in partial shade. It is advised to use indirect sunlight with some full sun. Additionally, keep the plant away from areas where strong winds could harm it. The nighttime low must be less than fifty degrees. Additionally, since the pot will dry out more quickly in the heat, they will need more water when they are outside.